B.Com. in Banking and Insurance at Ratnam College of Arts Science and Commerce

Ratnam College of Arts Science and Commerce offers B.Com. in Banking and Insurance as a 3-year undergraduate degree. There are 72 seats in each batch. Fees for the full course come to ₹17,130 – ₹56,130.

Expect to spend most of your time on corporate finance, financial markets, accounting and investment analysis.

Ratnam College of Arts Science and Commerce is a public-private institute, founded in 1983. This page brings together what is on record for this course at Ratnam College of Arts Science and Commerce — fees, seats, eligibility, the admission route and placements — so you can judge it before you apply.

Most B.Com programmes follow a similar pattern: the first year builds the foundations, the middle years go deep into the subject, and the final year is given over to electives, a major project and usually an internship.

Here that means corporate finance, financial markets, accounting and investment analysis. Typical first jobs: financial analyst, banking or investment roles. Many graduates also go on to a master's degree.

The exact syllabus is set by the college or its affiliating university and changes from year to year, so ask Ratnam College of Arts Science and Commerce for the current semester-wise plan.

The fee figures on record for this course are below. Fees are for the whole course unless marked otherwise, and apply to B.Com programmes at Ratnam College of Arts Science and Commerce as a group.

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Colleges revise fees most years, and hostel, transport and exam charges are often billed separately. Confirm the current figure with Ratnam College of Arts Science and Commerce before you pay anything.

To get into B.Com. in Banking and Insurance, you usually need Class 12, usually with Commerce (many colleges take any stream). The minimum marks on record at Ratnam College of Arts Science and Commerce are: X: 0.0, XII: 45.0, Graduation: 0.0.

Admission to this kind of course is usually through CUET and merit. Reserved-category candidates generally get a relaxation in the minimum marks. Check Ratnam College of Arts Science and Commerce's prospectus for the exact cut-off this year.

In most years, admission follows these steps:

1. Check that you meet the eligibility above and register for the entrance exam in time.
2. Take CUET and merit and keep your scorecard.
3. Apply to Ratnam College of Arts Science and Commerce or through the enquiry form on this page, and take part in counselling if a state or central body runs it.
4. Once you are offered a seat, verify your documents (marksheets, ID, category certificate if any) and pay the admission fee to confirm it.

For B.Com. in Banking and Insurance specifically, the average salary on record is ₹2.5 lakh a year.

Placement numbers vary a lot by year and by branch. Ask the placement cell for the branch-wise report of the last two batches.

Ratnam College of Arts Science and Commerce runs 3 B.Com specialisations in all. If this one is not quite right, compare it with:

• B.Com. in Accounting and Finance
• Bachelor of Commerce (B.Com.)

Ask yourself — and the college — these questions first:

• Are you genuinely interested in corporate finance? You will spend 3 years on it.
• Can you manage ₹17,130 – ₹56,130 over the course, plus hostel and living costs? Ask about scholarships and education loans.
• What do recent graduates of this course actually go on to do?
• How does Ratnam College of Arts Science and Commerce compare with other colleges offering B.Com?